Tips for being Frugal

General tips for being frugal.

1. Create a budget – It’s important to know how much money you have coming in and going out each month. Figure out how much you will need to cover your bills and other necessities.

2. When you need to make a purchase, take the time to do some research and compare prices. Look for sales, coupons, and discounts before making a purchase.

3. Look for ways to save on everyday expenses – Consider things like cutting down on eating out, reducing your energy bills, and borrowing from the library rather than buying new books.

4. Whenever possible, try not to take on new debt.

5. Focus on quality, not quantity – Sometimes it’s better to invest in quality items that will last longer.

6. Before making a purchase, ask yourself if you really need the item or if it’s just a want.

7. Use what you already have before buying something new, see if you already have something that will work for you.

Another Episode of Being Frugal

Get a smaller car. You can save thousands by going with a smaller car.

Rent rather than own. Don’t assume that buying is the better investment. Buying is  more costly than renting.

Next look for used items or clothing.Try freecycle.org or craigslist.org. I’ve done this a few times when I needed something.

Find free entertainment.  Entertainment costs a lot of money.The average person spends about $1,200 a year on entertainment.

Cut out the sweets.Even I struggle with that one. I love my chocolate. Too many sweets results in bad health and bad teeth and that costs money.

Drink water.Drink often. It’s good for your health.Eight glasses of water per day is all you need.

Cut out the cell phone. 20 years ago we didn’t have cell phones.A cell phone is not a necessity.

Cut your own hair. Yeah I know that one is kind of iffy. It’s cheap,it’s care-free. It saves money, and time.

Maintain stuff.Take care of what you have, it will last longer. You’ll then spend less on buying new stuff.

What Is A Copycat Crime

What is a copycat crime?

A copycat crime is a criminal act that is  inspired by a previous crime, typically one that has received a significant amount of media coverage. The perpetrator of a copycat crime may attempt to mimic the details of the original crime, or may simply be influenced by the idea of the crime itself. Copycat crimes can include mass shootings, serial killings, and terrorist attacks. Such a crime would be attacks on TTC attacks in Toronto that seems to be happening daily now.  Mainly younger people trying to scare people and succeeding in doing just that. I guess police and politicians are blaming it on mental health.
Yes that’s part of it. But the problem goes back further then that. It starts in 2001 when the Canadian Government came up with section 43 of the criminal code which means a parent can only use minimal force on their child. That’s fine but every young person uses that against their parents to call the police on them if they touch them in any way. Parents aren’t able to discipline their children. I believe that is where the problem lays.
Young people from years ago where much better behaved. Since section 43 its been downhill from there.

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Life’s Journey

Life’s journey is a long  winding road filled with many ups and downs. A roller coaster ride of emotions, experiences, and lessons to be learned.Its a journey I surely wouldn’t want to redo. It’s different for everyone. Every individual’s journey is unique and full of surprises. Every step along the way is an opportunity to learn, grow, and make the most out of life. It is important to take risks, be open to change, and follow your dreams. Life’s journey is full of challenges and obstacles, but it is also full of rewards and blessings. It is up to each of us to make the most of our journey and create a life that is meaningful and fulfilling. I often say if I knew back then what I know now, I would have done it differently.

A Long and Winding Road