Tips for being Frugal

General tips for being frugal.

1. Create a budget – It’s important to know how much money you have coming in and going out each month. Figure out how much you will need to cover your bills and other necessities.

2. When you need to make a purchase, take the time to do some research and compare prices. Look for sales, coupons, and discounts before making a purchase.

3. Look for ways to save on everyday expenses – Consider things like cutting down on eating out, reducing your energy bills, and borrowing from the library rather than buying new books.

4. Whenever possible, try not to take on new debt.

5. Focus on quality, not quantity – Sometimes it’s better to invest in quality items that will last longer.

6. Before making a purchase, ask yourself if you really need the item or if it’s just a want.

7. Use what you already have before buying something new, see if you already have something that will work for you.

Life

Life
Thought I would change course for a bit to talk about life. I guess now that I’m older I find myself thinking about life lately. Thinking back about being a child and the good times and also the bad times . The friends we met in school and thought we would grow up to be friends to this day. But only they all moved away and never heard from ever again. Life can be cruel sometimes. I know looking way back, that this is not the life I had imagined. Because of unforeseen circumstances I got off course and never got back on course again. And I’m sure that happens to many people. Life always has a way to send a curveball your way. If your young enough to notice you,ve gotten off course, it’s not too late to get back on course. But if your an older adult, it maybe be too late to change paths. So you just keep on the current path your on.But I’m sure we take all of our experiences with us when we die and take to the next realm of life. Life goes fast doesn’t it? When your a kid you can’t wait to be an adult. But when your older you wish you could be a kid again. So remember you only get one physical life. So do it right with no regrets.

Thrifty DIY Stuff.

1.Painting a room is a great DIY project that can be done and doesn’t require much skill.

2. Install a Ceiling Fan:
  with the right tools and    instructions, you can install a ceiling fan in as little as a few hours.

3. Build a Deck: Have it done in 2 weekends.

4. Create a Garden: Creating a garden is a great way to get fresh air and save money on your grocery bill by planting flowers, vegetables and herbs.

5. Build a bookshelf

6. Replace kitchen cabinets.

7. Install a new fence.

You don’t need an expert or contractor to do these things. Just a instruction manual and the correct tools and material of course.

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